Find Cheap Auto Insurance Quotes in Kentucky
|Rank||Company||Average annual rate|
Cheapest Car Insurance Companies USAA is the cheapest car insurance company, and it offers the lowest car insurance rates in the country, according to our analysis. Geico is the second-cheapest car insurance company, with a study rate of $1,168 annually. State Farm is the third-cheapest car insurance company in our study.
Insurify is the top-rated and most-rated car insurance quote comparison site in America.
The average auto insurance price in Kentucky is $2,050 per year — more than the nationwide average by 43.7%.
Car insurance in Kentucky costs roughly $101 per month , or $1,216 per year, on average. That is more than drivers in other states typically pay for car insurance .
Kentucky Penalties for Driving Without Insurance The penalties for a first offense of driving without insurance include the following: A fine ranging from $500 to $1,000. Up to 90 days in jail . Registration suspension for one year or until proof of insurance is submitted.
What Are the Worst Insurance Companies in the US? Allstate . This giant insurer took the top spot in the AAJ report because of its confrontational stance to its own policyholders. State Farm . This insurer located in Bloomington, Illinois ranked #4 on AAJ’s list for worst insurance companies. Farmers . Liberty Mutual .
Progressive is cheap because it offers a variety of discounts and equips consumers with advanced tools to get the best rates. Progressive’s price comparison tool allows shoppers to compare their Progressive quote against competitors’ rates all in one place, for example.
GEICO is cheap because it sells insurance directly to consumers and offers a lot of discounts. Most consumers qualify for more than one discount, which helps to lower the overall cost of their premiums. The fact that it sells insurance directly to consumers is another big reason why GEICO is so cheap .
Another way to get an anonymous quote is to avoid insurance companies altogether and use a comparison website. These tools allow you to follow the same process as you would with an insurance company, but they’ll provide quotes from a variety of insurers. This way, you only need to create an alias once.
Is Gabi legit ? Yes, Gabi is a legitimate service. The website allows users to upload their policy information or connect their existing insurance account, and Gabi’s technology searches for a better price than what you’re currently paying.
The overall national average cost of car insurance will vary based on the source. That $1621 a year figure comes from NerdWallet, while The Zebra puts the average costs closer to $1502 per year. Whatever the case may be, you’ll most likely find yourself paying more than $100 per month for car insurance .
WalletHub, Financial Company. Car insurance in Kentucky is expensive because the state has higher than average traffic fatalities, with 1.36 deaths per 100 million miles driven (compared to the national average of 1.1). As the cost of providing insurance goes up, the premiums insurers charge also rise.
The required minimum coverages and limits to register and operate a vehicle in Kentucky are: Bodily Injury Liability : $25,000 per person and $50,000 per accident. Property Damage Liability : $10,000 per accident. Uninsured Motorist Coverage : $25,000 per person and $50,000 per accident*
The below cover myriad pricing factors, including credit rating, driving history, and demographics. Farm Bureau Mutual vs. State Farm insurance.
|Driver Profile||Farm Bureau Mutual||State Farm|
|Bad Credit (300-579)||$150Save $62||$212|
|Low-Mileage Driver (<7,500 miles/year)||$102||$99Save $3|